How to Retire at 30

How I Built a $180,000 Investment Portfolio by 28: A Millennial's Guide to Financial Freedom

DALL-E 3 ai generated image with prompt by Renay Cheyenne of the Bellagio Hotel in Las Vegas

Hi Rich People! Where did the years go?! Since the start of www.renaycheyenne.com in 2017 to three years later in 2020 so much has changed. In 2017 I launched the Rich zone with a website I built. In 2018 I decided to have my website professionally done to include all of the things that I was doing in network marketing. In 2019 I stopped network marketing and revamped my website to be more about my life journey. Now we are in 2020 and I am making a commitment to posting regularly and cultivating a community of like minded people living in the Rich Zone. I won't begin to pretend that I have all of the answers the only thing that I will do is share my own experiences and unfiltered thoughts on this Rich Journey to help you all on your own journey. This will be motivational, transparent, honest, and rich of course! I plan to share my ups and downs with the idea that I know I am not alone and to help someone who may be going through the same thing. I plan for this to be a blueprint for those that have life questions about how I have dealt with certain aspects of life and how I have gotten to the place that I am. Couple of things to expect moving forward... At least 1 monthly post. I may post more however you should sign up to the email list for the really good stuff and extra posts. First look at my YouTube Videos! This blog will be complimenting my Post Graduation Life YouTube Channel. Unapologetic Black and Rich Content! Leave a comment about any of the questions that you may have or content you'd like to see me post about. Until next time with Richness, Renay Cheyenne

Hi Rich People! Today I want to talk about bouncing back from failure. I often get the impression that people think that I do not have failures in life. As I look back at my life I guess I can see how people would get this idea, but then again, I am also human. I often make mistakes, fall down, and have to rely on my back up, back up plan. I have always been good at school. My academics are important to me. I am a strong believer of knowledge being power. With all of this being said, I work hard to obtain A’s and B’s that people think that I do not get C’s, D’s and even F’s, I have my fair share! I do not have any student loans and people think that I have applied and gotten all of these scholarships with my eloquent writing. Nope, not true I got denied all that I applied for but one; and it was only for one year. Due to my grades, some think that I have gotten into my top pick of colleges. Wrong! I got denied from my top schools and cried real tears! People often tell me how mature I am, how well I interview, and that I can get any job that I apply for. Lies! I have been told we will give you a call with a smile, never to receive the call! Don’t you just hate that! It is very challenging to have your own high expectations and then having to exceed other as well. Do you all know what I am talking about? Well let me talk about my recent failure… I recently applied for a law internship at the University of St. Louis Law School. This was a pre-scholars program where I would attend the University of St. Louis Law School for 4 weeks to learn about the law, take the LSAT, and be paired with a lawyer to mentor me for the remainder of my undergrad years in preparation for law school to follow. I would have received a $1,000-dollar stipend, a reimbursement for travel, paid room and board for four weeks including the weekend and have the weekends off to explore the city. Pretty sweet deal, right? I worked for weeks on my resume with my older sibling. Reached out to my professors for guidance on how to answer the questions the best way. Wrote and rewrote my answers to the essay questions with my younger sister as my editor. I also put my application in early for priority review! I thought I had it. Weeks later I got the email stating that I was placed on the waiting list and will be contacted should there be space. I was so sad. I had planned my whole summer around getting this internship. So how did I deal? 1- Talked about my feelings Now I told my family the standard reply “it is what it is”. Downplaying how upset, disappointed, and sad I was. I knew that I was going to continue to feel these feelings unless I got them out so I turned to journaling. I wrote it all down and released the negative feelings and energy. Once I had done this, I was ready to pick myself back up and keep going. 2- Developed a back up plan Like I mentioned before, I had planned my whole summer around getting this opportunity. Now that I did not, what was I going to do? I was home for the summer and I didn’t want to sit in the house, so I made a list of things that I wanted to do in Cleveland for the summer. Meet new people because I did not know anyone aside from family in the area Find a job I needed money my savings were getting closer to zero by the day Dedicate time to my website and developing my brand www.renaycheyenne.com Keeping my New Year’s Resolution 3- Executed said back up plan To execute my back up plan I started with social media. I followed the local chapters for my Sorors and the Bruhz and went to the events they promoted to meet new people. I reached out to family members to find a job which is how I secured my current job at Bath and Body Works at Beachwood Place for the summer. I also met new people here as well. I have a whole board on Pinterest dedicated to my website where I have pinned articles to enhance my website, brand, and keep me motivated. I also looked and checked out books at my local library. I reflected on the goals I set for myself at the beginning of the year and rededicated myself to them. 4- Redefined purpose Before, I told myself that I was going to get this internship and enhance myself academically in preparation for my future in academia and the law field. Will as you have already gather through reading, I did not get the internship and I was lost. While I was developing and executing my back up plan, I redefined my purpose for the summer. I realized that I could still use this time to grow. Granted it would not be in the compacity that I originally wanted but it is what I needed in my life. Why cry over spelt milk dwelling on the past and what I possibly could have done differently for the outcome that I wanted when I can move in a different direction and still get the same outcome that I needed! With these 4 steps I bounced back from failure and I can honestly say that I am having a great summer filled with lessons, situationships, new people, and new experiences. Often times we like to feel bad for ourselves but it is never as bad as we think and someone somewhere is worse off than you. Remember that whatever you are sad or upset about could have been worse. Some like to say count you blessings, some like to say be thankful for what you do have, and some like to say thank your lucky stars but they all mean the same thing and I think you get the picture. Until Next Time With Richness, Renay Cheyenne